Plan. Risk. Live Your Life to the Fullest. need to plan right in order to get the most out of life.

And you need to be a smart shopper in order to plan right.

On this blog I give you the inside scoop…

I show you how the world of life insurance really works…

And I give you the top tips to make your way through it easily.

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My most recent blog posts:

How Business Owners Use Life Insurance to Protect Their Families (7/27/2016) - Owning your own business has many perks and can bring plenty of freedom and success. You may have started a business because you like your independence or you wanted to get rich. You may like a challenge or simply want to build a better mousetrap or mop. Maybe you believe you can make the best […]
Practice Makes Permanent, Not Perfect (7/27/2016) - When we were children, we often took up some hobby or sport. Maybe it was piano playing, or tennis, or gymnastics. Inevitably, our coach or teacher tried to encourage us with these words: “practice makes perfect”. This cliché probably sounded nice at the time, but it doesn’t ring true. Perfection is Not the Goal The […]
The Basics of Premium Financing (7/6/2016) - What Is Premium Financing? Premium financing is basically just borrowing money to pay life insurance premiums. High-net-worth individuals and companies use this strategy to obtain large amounts of life insurance with a minimal upfront expense. It is a means to retain capital by only paying interest on a loan that pays premiums instead of paying […]
Financial Independence vs. Independent Wealth (7/4/2016) - Independent wealth is what we all should strive for – in our own lives, for our families, for our businesses, and for our country. Here’s why.
Follow Your Practice, Not Your Passion (6/23/2016) - Is passion the key to success? If you attended one of the many college graduations taking place these days, you’d think so. Every year around this time, impressionable graduates are encouraged by the commencement speaker to follow their passions. Don’t pursue a career for practicality or financial stability. As long as you follow your dreams […]

What else is on this blog?

You can learn more about life insurance products and the life insurance industry:

Inside The Industry.  What you need to know about the life insurance marketplace and products. My humble commentary on political, legal, and economic trends that affect the industry.

Winning The Life Insurance Game. How to make the application process work for you. My advice for people with specific risk factors, such as tough medical conditions and extreme hobbies, on how to get coverage at a reasonable rate.

The Conscious Consumer.  Thoughts on why people buy – or postpone buying – life insurance. I often call upon studies of neuroscience, psychology, religion, and spirituality to explain consumer behavior.

Partners Are People, Too.  Spouses, life partners, and business partners need to cooperate on financial matters, especially regarding sensitive topics such as life insurance. Here I offer some of the fruits of over 30 years of happy marriage :) to help your decision-making dynamics run more smoothly.

Know Your Broker. The life insurance salesman must really be a “renaissance man”…part business owner, part financial professional, part spiritual guide. I want to share with you a few things about myself, my company, and my life.


Want to learn more?
Read my free guide, How To Get Great Life Insurance Rates and learn how you can get life insurance companies to compete for your business, at no risk or extra cost.